Want some professional HELP?  (Click Here)  or just call today (949) 713-7222

 A local agent will contact you within 1 - 3 business days  to discuss your options!

Health Insurance by Blue Cross of California
(Just click the link above for more information or to Apply Online Now!)



 Why Tonik?

 - Unbelievable medical benifits for a great price:
Low out-of-Pocket Maximum

 - Some lab work & x-rays, included in office visit copay
 - Small copay for office visits ...and much, much more
   (download the Tonik brochure below for all the details)

 - Dental is included:
           - $25 Deductible for dental
           - No Cost for cleanings, exams and x-rays
           - Up to $500 dental benefit per year
           - You can enhance your benefit to include crowns
             and root canals, etc. for approximately $25 more
             each month.  This increases your annual
             maximum to $1,000 per year.
 - Vision is included:

           - $100 benefit towards frames or $80 towards
  contact lenses every 24 months.  $50 will be applied for
  an eye exam or to help out on the cost of glasses, or
  contact lenses every 12 months.

 -  HOW TO APPLY: Download & Print
    Step-By-Step Instructions   (Click an icon below)

             pdf format  MS Word format   

          call (949) 713-7222 

Plan 1: thrill-seeker A.K.A 5000 
               You live life on the edge, and happily go over it.
               4 doctor visits per year
               $20 copay
               $5,000 deductible
               as low as $85 per month     Apply Online Now!   contact your local agent

Plan 2: part-time daredevil
               Play hard.  Play safe.  You mix it up any which way.
               4 doctor visits per year
               $30 copay
               $3,000 deductible
               as low as $93 per month     Apply Online Now!   contact your local agent

Plan 3: calculated risk-taker
               A well-thought-out walk on the wild side, just your style.
Unlimited doctor visits per year
               $40 copay
               $1,500 deductible
               as low as $128 per month     Apply Online Now!   contact your local agent

The Tonik plans do not include maternity benefits.  Copays for office visits, ER visits and prescription drugs do not apply towards the deductible.  This is only an overview of the Tonik plan benefits.  For a complete listing of all the benefits, limitations and exclusions, click the logo at the top of the page and have fun exploring the web site.  Or call NoCobra.com direct at (949) 713-7222 to request more information.

   print the (2) page brochure                   dental insurance only plans

Here is what some of our clients are saying:

Thanks so much for your help and for making the process so easy! I followed your instructions and got an answer in about 5 minutes. Yea! I really appreciate the time you took to answer my questions and for taking out the guesswork. I will be sure to pass on your info to the gals at work. I also told my sister to be on the lookout for your email.  Thanks again!”

-J.Eckert, Rancho Santa Margarita

Thank you in advance for sharing your thoughts & feelings…Give a TESTIMONIAL Today! 

( O-O Click Here O-O )   

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